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of_o this_o expedient_a that_o have_v prompt_v i_o to_o a_o second_o essay_n the_o subject_n whereof_o i_o know_v to_o be_v of_o such_o importance_n both_o to_o his_o sacred_a majesty_n and_o faithful_a subject_n that_o i_o can_v be_v content_a to_o be_v esteem_v any_o thing_n so_o the_o design_n may_v take_v effect_n in_o order_n to_o so_o public_a end_n i_o confess_v some_o have_v write_v before_o of_o bank_n and_o under_o that_o title_n endeavour_v to_o promote_v it_o in_o public_a but_o it_o be_v of_o bank_n of_o another_o nature_n and_o though_o other_o for_o want_v of_o better_a information_n fancy_v this_o in_o effect_n the_o same_o matter_n i_o answer_v such_o that_o no_o man_n yet_o ever_o write_v of_o bank_n in_o this_o manner_n desire_v whosoever_o pretend_v i_o have_v do_v he_o prejudice_n to_o do_v himself_o right_a in_o print_n which_o will_v be_v answer_v and_o the_o controversy_n be_v decide_v like_o that_o of_o solomon_n between_o the_o two_o harlot_n for_o such_o 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your_o grace_n to_o live_v to_o see_v his_o long_a and_o happy_a reign_n over_o we_o i_o be_o my_o lord_n your_o excellency_n most_o humble_a servant_n fran._n cradock_n the_o preface_n courteous_a reader_n the_o head_n i_o have_v lay_v down_o in_o this_o book_n to_o be_v consider_v be_v such_o as_o though_o very_o useful_a in_o order_n to_o the_o temporal_a good_a both_o of_o king_n and_o subject_n to_o be_v believe_v yet_o be_v least_o labour_v in_o by_o any_o to_o be_v understand_v and_o therefore_o the_o more_o subject_a both_o to_o question_v and_o doubt_v especial_o with_o man_n of_o the_o sharp_a wit_n the_o most_o public_a spirit_n and_o of_o the_o rich_a endowment_n who_o nature_n have_v prepare_v for_o the_o search_n of_o high_a matter_n of_o public_a concernment_n from_o who_o penetrate_v fiery_a wit_n will_v most_o probable_o arise_v such_o a_o confident_a kind_n of_o frame_v objection_n to_o themselves_o appear_v so_o unanswerable_a that_o my_o hope_n of_o see_v so_o 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have_v imitate_v their_o example_n but_o none_o as_o yet_o take_v on_o they_o to_o exceed_v their_o method_n which_o for_o information_n to_o those_o not_o well_o acquaint_v in_o trade_n i_o shall_v give_v a_o short_a description_n of_o the_o nature_n of_o bank_n in_o general_n a_o bank_n be_v a_o incorporate_a number_n or_o society_n of_o sufficient_a man_n of_o credit_n and_o estate_n join_v together_o in_o a_o stock_n as_o it_o be_v for_o keep_v several_a man_n cash_n in_o one_o treasury_n and_o make_v payment_n thereof_o by_o assignation_n transfer_v the_o ownership_n of_o money_n from_o one_o man_n account_n to_o another_o so_o as_o the_o propriety_n remain_v still_o entire_a to_o the_o right_a owner_n and_o will_v always_o be_v find_v on_o his_o account_n until_o transfer_v by_o his_o order_n to_o some_o some_o other_o person_n insomuch_o that_o if_o a_o person_n want_v money_n can_v but_o procure_v credit_n in_o bank_n he_o may_v make_v as_o good_a payment_n by_o transfer_v such_o credit_n without_o it_o as_o for_o example_n suppose_v that_o all_o man_n deal_v together_o in_o london_n shall_v each_o of_o they_o deposit_v in_o the_o hand_n of_o one_o cashier_v so_o much_o money_n as_o they_o use_v to_o turn_v in_o their_o trade_n and_o the_o say_a cashier_n by_o their_o appointment_n do_v transfer_v the_o ownership_n thereof_o from_o one_o man_n account_n to_o another_o in_o his_o book_n of_o their_o account_n it_o be_v all_o one_o have_v a_o trusty_a cashier_n as_o if_o he_o to_o who_o it_o be_v turn_v over_o have_v it_o in_o specie_fw-la for_o there_o he_o have_v it_o in_o credit_n and_o may_v have_v it_o in_o specie_fw-la when_o he_o will_v as_o well_o as_o if_o he_o or_o each_o of_o they_o have_v a_o special_a cashier_n in_o his_o house_n and_o in_o truth_n the_o bank_n of_o the_o low_a country_n and_o italy_n be_v as_o it_o be_v the_o common_a cash_n of_o the_o city_n or_o country_n wherein_o they_o be_v thither_o be_v million_o of_o money_n bring_v and_o leave_v in_o bank_n and_o be_v there_o once_o deposit_v remain_v score_n of_o year_n untouched_a only_o the_o ownership_n thereof_o be_v transfer_v in_o manner_n as_o aforesaid_a from_o one_o man_n account_n to_o another_o it_o may_v be_v ten_o time_n or_o often_o in_o twelve_o month_n by_o which_o divers_a merchant_n and_o other_o have_v thousand_o in_o bank_n whereof_o they_o never_o touch_v nor_o see_v a_o penny_n esteem_v such_o payment_n in_o bank_n by_o assignation_n to_o be_v better_a than_o payment_n in_o specie_fw-la by_o ten_o shilling_n in_o a_o hundred_o pound_n as_o prevent_v the_o trouble_n and_o loss_n of_o time_n in_o receive_v beside_o the_o hazard_n of_o clip_a and_o counterfeit_a money_n so_o that_o i_o hope_v there_o be_v no_o ingenuous_a reader_n but_o will_v allow_v that_o payment_n be_v and_o may_v be_v make_v upon_o the_o credit_n of_o money_n as_o well_o as_o by_o money_n in_o specie_fw-la by_o transfer_v the_o ownership_n thereof_o either_o by_o bill_n or_o in_o bank_n from_o one_o person_n to_o another_o both_o which_o be_v of_o daily_a practice_n in_o the_o low_a country_n and_o other_o part_n abroad_o and_o find_v to_o be_v of_o great_a advantage_n in_o trade_n the_o first_o of_o bill_n be_v much_o use_v in_o england_n under_o the_o name_n of_o bill_n of_o exchange_n though_o in_o as_o improper_a a_o method_n for_o want_n of_o law_n suitable_a to_o those_o in_o holland_n as_o the_o shop_n of_o lombardstreet_n which_o be_v bank_n in_o effect_n may_v be_v esteem_v when_o compare_v with_o the_o rich_a and_o best_a govern_v bank_n of_o other_o nation_n i_o shall_v proceed_v to_o my_o three_o allegation_n that_o good_n jewel_n and_o other_o pledge_n may_v supply_v such_o credit_n of_o money_n which_o be_v a_o great_a part_n of_o my_o first_o proposition_n for_o the_o erect_n bank_n without_o money_n in_o england_n 3._o that_o as_o there_o be_v bank_n of_o money_n hoard_a up_o in_o nummis_fw-la numeratis_fw-la coin_a and_o denominated_a shilling_n half-crown_n dollar_n etc._n etc._n which_o i_o know_v will_v not_o be_v deny_v why_o then_o may_v there_o not_o upon_o the_o consideration_n of_o intrinsique_n value_n be_v a_o bank_n wherein_o not_o only_a money_n coin_a but_o wedge_n and_o vessel_n of_o gold_n or_o silver_n approve_v for_o their_o fineness_n and_o goodness_n by_o a_o assay_v mâ—ster_n or_o by_o some_o such_o course_n as_o at_o goldsmiths-hall_n and_o these_o by_o the_o weight_n and_o fineness_n be_v receive_v into_o bank_n at_o a_o value_n may_v lie_v there_o for_o so_o much_o and_o be_v as_o good_a security_n for_o their_o value_n as_o bag_n of_o dollar_n and_o give_v as_o current_a credit_n when_o occasion_n shall_v be_v to_o answer_v so_o much_o money_n in_o specie_fw-la of_o this_o we_o see_v daily_a practice_n in_o holland_n by_o their_o storehouse_n there_o call_v lumber_n whither_o if_o any_o person_n bring_v either_o bar_n of_o silver_n jewel_n plate_n or_o other_o good_n not_o soon_o perishable_a the_o owner_n of_o such_o pledge_n shall_v have_v a_o bill_n oblige_v the_o master_n or_o keeper_n of_o such_o storehouse_n or_o lumber_n who_o be_v man_n of_o credit_n to_o pay_v at_o a_o day_n some_o time_n after_o so_o much_o money_n as_o the_o good_n plate_n or_o jewel_n do_v lie_v deposit_v for_o which_o bill_n be_v esteem_v so_o good_a payment_n that_o such_o person_n may_v buy_v any_o other_o good_n to_o that_o value_n assign_v over_o the_o say_a bill_n for_o satisfaction_n and_o likewise_o the_o first_o assignee_n may_v pass_v the_o same_o in_o like_a manner_n to_o a_o second_o and_o that_o second_o to_o a_o three_o and_o so_o one_o peradventure_o to_o a_o six_o or_o eight_o person_n before_o the_o bill_n become_v payable_a so_o that_o hereby_o upon_o the_o bare_a credit_n of_o he_o that_o keep_v the_o lumber_n all_o those_o several_a person_n be_v pay_v to_o their_o satisfaction_n the_o lumber_n secure_v by_o the_o good_n deposit_v and_o the_o owner_n thereof_o accommodate_v at_o a_o reasonable_a interest_n until_o he_o can_v either_o sell_v or_o redeem_v his_o good_n which_o if_o he_o have_v first_o sell_v at_o a_o price_n current_n may_v perhaps_o have_v yield_v he_o the_o less_o by_o twenty_o or_o thirty_o in_o the_o hundred_o so_o then_o consider_v the_o foundation_n and_o use_n of_o bank_n be_v credit_n and_o security_n between_o such_o as_o be_v therein_o concern_v i_o humble_o submit_v whether_o such_o security_n or_o credit_n in_o bank_n may_v not_o as_o well_o be_v by_o bullion_n by_o jewel_n of_o know_a and_o approve_a truth_n and_o value_n by_o rich_a picture_n or_o hang_n deposit_v some_o of_o which_o have_v be_v esteem_v at_o a_o thousand_o pound_n a_o jewel_n picture_n or_o suit_n of_o hang_n but_o this_o be_v already_o reduce_v into_o practice_n in_o foreign_a part_n upon_o so_o reasonable_a ground_n i_o conceive_v it_o useless_a to_o enlarge_v further_o on_o proof_n that_o it_o may_v be_v make_v practicable_a in_o england_n since_o the_o same_o in_o effect_n be_v do_v by_o several_a broker_n already_o and_o if_o this_o be_v reason_n that_o the_o bank_n may_v have_v security_n and_o give_v credit_n upon_o such_o other_o thing_n as_o well_o as_o money_n why_o not_o upon_o other_o merchandise_n that_o be_v not_o periturum_fw-la for_o waste_v as_o it_o lie_v but_o of_o a_o firm_a and_o endure_a value_n such_o as_o be_v linning_n old_a and_o new_a drapery_n silk_n iron_n sugar_n and_o divers_a other_o commodity_n or_o why_o not_o upon_o wine_n tobacco_n fruit_n and_o the_o like_a for_o some_o small_a time_n to_o be_v either_o redeem_v or_o sell_v upon_o a_o day_n certain_a before_o the_o same_o may_v become_v either_o decay_v rot_a or_o perish_v it_o be_v observable_a that_o tradesman_n and_o merchant_n who_o have_v great_a store_n of_o good_n lie_v by_o they_o but_o no_o money_n be_v fain_o sometime_o to_o sit_v still_o three_o four_o or_o six_o month_n till_o such_o a_o season_n fair_a or_o voyage_n and_o can_v trade_v the_o while_n for_o want_v of_o some_o ready_a money_n or_o perhaps_o credit_n but_o if_o by_o deposit_v of_o their_o good_n in_o bank_n they_o may_v there_o have_v credit_n as_o other_o have_v for_o dollar_n plate_n or_o jewel_n they_o may_v present_o be_v deal_v again_o and_o a_o much_o vast_a trade_n be_v drive_v then_o now_o there_o be_v by_o most_o particular_a person_n which_o will_v comprehend_v the_o general_a good_a of_o trade_n this_o admit_v which_o upon_o consideration_n of_o what_o have_v be_v already_o lay_v down_o i_o presume_v no_o ingenuous_a person_n will_v deny_v make_v way_n to_o the_o main_a proposition_n that_o land_n may_v be_v as_o good_a if_o not_o better_a security_n than_o money_n or_o jewel_n 4._o to_o my_o purpose_n in_o hand_n i_o conceive_v it_o requisite_a to_o look_v
satisfy_v in_o case_n of_o bankrupt_a so_o that_o in_o this_o way_n the_o duke_n of_o tuscany_n obtain_v a_o great_a yearly_a revenue_n and_o in_o truth_n his_o bank_n be_v govern_v the_o near_a to_o the_o way_n or_o method_n i_o here_o intend_v of_o any_o bank_n in_o europe_n or_o the_o whole_a world_n the_o only_a reason_n as_o i_o conceive_v that_o they_o have_v not_o there_o take_v upon_o they_o to_o regulate_v their_o method_n and_o bring_v the_o whole_a profit_n of_o their_o bank_n into_o the_o duke_n peculiar_a treasury_n be_v obstruct_v by_o the_o infinite_a great_a sum_n of_o money_n leave_v by_o particular_a person_n intayled_a upon_o their_o posterity_n which_o by_o a_o law_n make_v upon_o the_o first_o erect_v the_o florentine_a bank_n be_v never_o to_o be_v remove_v or_o alienate_v and_o by_o report_n be_v not_o there_o in_o bank_n to_o be_v return_v in_o specie_fw-la if_o it_o be_v to_o be_v have_v out_o upon_o demand_n but_o the_o interest_n of_o five_o in_o the_o hundred_o be_v due_o pay_v the_o principal_n may_v not_o be_v question_v from_o hence_o i_o can_v but_o observe_v that_o great_a advantage_n which_o england_n may_v have_v above_o other_o nation_n if_o but_o sensible_a of_o it_o for_o such_o a_o bank_n of_o credit_n be_v here_o once_o erect_v it_o will_v bring_v in_o the_o same_o advantage_n to_o his_o majesty_n as_o both_o the_o duke_n of_o florence_n the_o dutch_a and_o other_o have_v to_o themselves_o and_o all_o those_o who_o estate_n depend_v upon_o or_o in_o the_o bank_n to_o who_o the_o say_a duke_n and_o state_n of_o holland_n pay_v great_a yearly_a sum_n for_o interest_n which_o his_o majesty_n of_o england_n will_v be_v free_v from_o and_o receive_v the_o whole_a profit_n de_fw-fr claro_fw-la when_o for_o the_o reason_n aforesaid_a with_o other_o to_o be_v give_v neither_o dutch_a florentine_a genoes_n or_o other_o banker_n whatsoever_o can_v either_o imitate_v or_o follow_v the_o example_n here_o intend_v now_o have_v show_v you_o that_o payment_n be_v and_o may_v be_v make_v upon_o the_o credit_n of_o money_n as_o well_o as_o by_o money_n in_o specie_fw-la that_o good_n jewel_n and_o other_o pledge_n may_v supply_v that_o credit_n since_o it_o serve_v for_o no_o other_o purpose_n but_o as_o a_o pawn_n or_o ground_n of_o security_n for_o make_v good_a the_o credit_n that_o run_v current_a instead_o thereof_o there_o be_v no_o doubt_n to_o be_v make_v but_o that_o land_n be_v mortgage_v to_o a_o bank_n will_v serve_v as_o well_o and_o better_a for_o such_o a_o pawn_n which_o can_v be_v remove_v or_o make_v away_o by_o force_n or_o fraud_n as_o sum_n of_o money_n lie_v long_o in_o one_o place_n may_v neither_o be_v it_o a_o temptation_n to_o a_o enemy_n as_o bank_n of_o money_n be_v there_o only_o remain_v to_o show_v how_o such_o credit_n or_o security_n of_o jewel_n good_n and_o land_n may_v pass_v in_o payment_n from_o one_o kingdom_n country_n place_n or_o person_n to_o another_o and_o be_v esteem_v of_o as_o good_a a_o value_n and_o acceptable_a as_o gold_n and_o silver_n 5._o this_o will_v be_v best_a effect_v by_o bank_n which_o as_o they_o be_v in_o themselves_o be_v nothing_o else_o in_o effect_n but_o place_n where_o man_n pawn_v or_o deposit_v their_o money_n for_o obtain_v current_a credit_n as_o that_o which_o they_o may_v keep_v with_o less_o danger_n and_o assign_v to_o another_o with_o less_o trouble_n but_o previous_a to_o the_o practice_n thereof_o in_o england_n these_o thing_n be_v necessary_a 1._o that_o the_o kingdom_n be_v divide_v into_o a_o hundred_o division_n or_o some_o such_o like_a number_n and_o in_o the_o midst_n of_o each_o precinct_n a_o convenient_a place_n be_v erect_v for_o a_o stand_n and_o constant_a bank_n or_o registry_n 2._o that_o by_o law_n all_o estate_n in_o land_n house_n or_o rent_n either_o for_o lease_n of_o year_n life_n or_o in_o fee_n be_v enjoin_v to_o be_v register_v at_o the_o bank_n of_o each_o precinct_n as_o also_o all_o claim_n or_o other_o interest_n pretend_v to_o such_o estate_n with_o all_o mortgage_n purchase_n or_o bequest_n at_o any_o time_n to_o be_v make_v on_o such_o estate_n in_o like_a manner_n by_o all_o person_n resident_a in_o england_n within_o six_o month_n from_o a_o day_n certain_a by_o such_o as_o be_v out_o of_o england_n and_o by_o this_o side_n the_o aequinoctial_a line_n in_o twelve_o month_n and_o those_o beyond_o the_o line_n in_o two_o year_n upon_o penalty_n of_o be_v bar_v his_o claim_n interest_n or_o title_n to_o so_o much_o of_o it_o as_o shall_v be_v dispose_v after_o the_o expiration_n of_o the_o several_a time_n limit_v without_o other_o remedy_n then_o against_o the_o person_n that_o sell_v dispose_v or_o mortgage_v the_o same_o 3._o that_o proclamation_n be_v make_v thereof_o in_o all_o city_n and_o town_n corporate_a and_o read_v in_o all_o parish_n church_n throughout_o england_n and_o wales_n and_o that_o care_n may_v be_v take_v to_o send_v such_o proclamation_n to_o all_o governor_n of_o plantation_n abroad_o ambassador_n in_o foreign_a kingdom_n and_o consul_n or_o other_o public_a minister_n entrust_v by_o any_o society_n or_o corporation_n in_o part_n beyond_o the_o sea_n 4._o that_o the_o justice_n of_o peace_n within_o each_o precinct_n be_v order_v to_o send_v for_o the_o name_n of_o twelve_o of_o the_o most_o able_a honest_a man_n in_o each_o parish_n unto_o who_o at_o the_o end_n of_o six_o month_n a_o exact_a duplicate_v or_o copy_n of_o such_o entry_n distinct_o as_o they_o belong_v to_o each_o manor_n town_n parish_n or_o tithe_n within_o each_o precinct_n shall_v be_v send_v respective_o with_o instruction_n to_o inquire_v into_o the_o truth_n thereof_o and_o whether_o any_o the_o land_n rent_n or_o estate_n be_v overvalue_v therein_o and_o how_o much_o per_fw-la ann._n and_o whether_o they_o know_v or_o believe_v that_o any_o orphan_n feme_fw-fr covert_n person_n lunatic_n or_o beyond_o the_o sea_n have_v any_o right_a or_o title_n of_o claim_n to_o any_o the_o say_a land_n rent_n or_o estate_n who_o claim_n title_n or_o interest_n be_v not_o therein_o mention_v 5._o that_o at_o the_o end_n of_o nine_o month_n a_o person_n be_v send_v commissionated_a from_o each_o bank_n with_o interrogatory_n to_o the_o end_n aforesaid_a and_o have_v swear_v and_o examine_v the_o say_a jury_n thereupon_o or_o such_o other_o person_n as_o the_o say_a jury_n shall_v direct_v for_o the_o better_a clear_v any_o doubt_n either_o in_o the_o title_n or_o value_n of_o such_o land_n or_o estate_n return_v thereof_o may_v be_v make_v according_o by_o the_o person_n employ_v who_o may_v also_o have_v power_n and_o instruction_n give_v he_o to_o leave_v three_o of_o the_o proper_a person_n in_o every_o parish_n in_o commission_n whereof_o two_o upon_o the_o death_n of_o one_o to_o choose_v a_o three_o with_o who_o the_o bank_n upon_o occasion_n may_v at_o all_o time_n correspond_v for_o satisfaction_n of_o any_o doubt_n which_o perhaps_o may_v aftetwards_o arise_v 6._o that_o a_o method_n be_v agree_v upon_o and_o use_v alike_o in_o all_o the_o bank_n for_o the_o most_o exact_a way_n and_o manner_n of_o keep_v a_o register_n of_o all_o estate_n title_n conveyance_n encumbrance_n and_o bequest_n so_o as_o no_o deed_n or_o conveyance_n may_v be_v enter_v at_o large_a and_o yet_o all_o thing_n appear_v plain_a and_o easy_a to_o be_v find_v or_o see_v for_o i_o be_o humble_o of_o opinion_n that_o the_o true_a meaning_n of_o any_o conveyance_n may_v be_v best_a take_v in_o few_o word_n then_o the_o deed_n itself_o as_o for_o example_n suppose_v a._n purchase_v a_o estate_n of_o b._n to_o himself_o and_o the_o heir_n of_o his_o body_n for_o ever_o and_o for_o want_v of_o such_o heir_n than_o the_o one_o moiety_n of_o such_o estate_n to_o go_v to_o some_o charitable_a use_n as_o build_v a_o almshouse_n in_o the_o parish_n of_o c._n for_o so_o many_o poor_a people_n and_o the_o other_o moiety_n to_o d._n and_o the_o heir_n male_a of_o his_o body_n lawful_o to_o be_v beget_v and_o for_o want_v of_o such_o heir_n then_o for_o 99_o year_n to_o such_o daughter_n as_o d._n shall_v leave_v at_o his_o decease_n in_o coheirship_n with_o the_o remainder_n entail_n to_o the_o first_o heir_n male_a lawful_o to_o be_v beget_v upon_o any_o the_o coheir_n or_o daughter_n of_o d._n and_o for_o want_v of_o issue_n of_o d._n then_o to_o e._n and_o his_o heir_n in_o like_a manner_n and_o for_o any_o covenant_n make_v between_o the_o devisor_n and_o devisee_n it_o may_v be_v also_o abbreviate_v yet_o so_o as_o the_o true_a intent_n may_v be_v set_v forth_o that_o a_o deed_n or_o device_n of_o two_o skin_n of_o parchment_n may_v in_o effect_n or_o substance_n be_v enter_v at_o the_o registry_n in_o less_o than_o
or_o pennyworth_n of_o tobacco_n though_o i_o can_v by_o good_a demonstration_n prove_v it_o may_v if_o need_n be_v be_v make_v extend_v far_o in_o that_o also_o conceive_v i_o have_v sufficient_o prove_v that_o credit_n in_o bank_n will_v at_o all_o time_n purchase_v money_n by_o barter_n or_o exchange_n which_o be_v a_o thing_n most_o common_a in_o practice_n i_o shall_v now_o consider_v of_o a_o answer_n to_o such_o who_o too_o much_o credulity_n thereof_o may_v perhaps_o purchase_v their_o so_o great_a esteem_n of_o credit_n in_o bank_n as_o to_o cause_v they_o to_o think_v and_o object_n that_o in_o time_n it_o will_v evacuate_v the_o use_n of_o money_n 2._o he_o that_o shall_v light_v upon_o this_o objection_n without_o have_v read_v and_o consider_v what_o be_v write_v upon_o the_o whole_a matter_n will_v i_o presume_v judge_v my_o conception_n of_o this_o bank_n too_o fantastical_a and_o airy_a to_o be_v worthy_a of_o debate_n or_o consideration_n by_o wise_a and_o ingenious_a person_n it_o be_v a_o thing_n so_o repugnant_a to_o most_o opinion_n to_o think_v that_o any_o man_n shall_v part_v with_o his_o land_n good_n or_o commodity_n for_o credit_n in_o bank_n or_o as_o they_o esteem_v it_o a_o piece_n of_o paper_n that_o have_v i_o not_o meet_v with_o some_o objection_n to_o this_o purpose_n make_v by_o a_o ingenious_a gentleman_n i_o shall_v have_v think_v that_o scarce_o a_o person_n but_o myself_o and_o some_o other_o that_o have_v study_v the_o subject_n of_o bank_n will_v have_v have_v so_o great_a a_o esteem_n of_o bank_n credit_n but_o before_o i_o can_v come_v to_o answer_v the_o main_a objection_n i_o must_v consider_v the_o cause_n suppose_v which_o i_o take_v to_o be_v that_o when_o these_o bank_n shall_v be_v establish_v all_o the_o credit_n to_o be_v give_v therein_o will_v be_v as_o it_o be_v so_o much_o money_n new_o coin_v and_o pass_v abroad_o in_o current_a payment_n in_o the_o kingdom_n and_o that_o such_o credit_n be_v as_o elsewhere_o it_o be_v current_n at_o more_o than_o gold_n or_o silver_n coin_n by_o 10_o s._n in_o a_o hundred_o pound_n the_o value_n of_o credit_n above_o sterling_a money_n will_v give_v it_o such_o reputation_n as_o that_o money_n will_v be_v out_o of_o favour_n here_o and_o therefore_o export_v since_o of_o credit_n we_o can_v never_o want_v to_o supply_v the_o room_n of_o money_n for_o that_o the_o land_n of_o england_n be_v irremovable_a to_o which_o i_o answer_v that_o it_o be_v true_a all_o credit_n take_v up_o in_o bank_n will_v be_v the_o same_o as_o so_o much_o new_a coin_v money_n for_o the_o time_n it_o remain_v a_o debt_n in_o bank_n but_o once_o pay_v in_o and_o discharge_v be_v no_o long_a current_n but_o that_o credit_n cease_v and_o although_o it_o be_v also_o true_a that_o there_o may_v be_v as_o much_o of_o this_o credit_n coin_a as_o can_v be_v desire_v yet_o will_v there_o never_o be_v more_o than_o be_v requisite_a for_o it_o can_v be_v no_o more_o presume_v that_o any_o man_n will_v take_v it_o up_o and_o pay_v three_o per_fw-la cent_n that_o have_v no_o need_n of_o it_o than_o it_o may_v in_o reason_n be_v imagine_v he_o that_o have_v silver_n and_o gold_n as_o current_n in_o payment_n as_o bank_n credit_n will_v let_v that_o lie_v unemployed_a and_o pay_v interest_n in_o the_o mean_a time_n at_o the_o bank_n for_o credit_n since_o by_o so_o convert_v his_o money_n he_o may_v discount_n and_o balance_n his_o account_n there_o at_o pleasure_n the_o great_a accommodation_n of_o this_o credit_n in_o bank_n be_v such_o that_o no_o man_n shall_v ever_o want_v it_o that_o have_v a_o estate_n of_o value_n to_o deposit_v nor_o shall_v any_o man_n be_v compel_v to_o take_v more_o than_o he_o have_v occasion_n to_o employ_v whereby_o man_n stock_n will_v never_o be_v idle_a and_o if_o there_o can_v be_v no_o more_o coin_a than_o be_v needful_a there_o will_v be_v no_o more_o money_n send_v out_o of_o england_n then_o must_v and_o will_v go_v notwithstanding_o this_o or_o the_o great_a penalty_n a_o parliament_n can_v put_v by_o way_n of_o prohibition_n to_o supply_v where_o we_o send_v not_o out_o enough_o of_o merchandise_n to_o purchase_v what_o we_o have_v from_o foreign_a part_n for_o if_o we_o send_v not_o out_o more_o good_n from_o england_n yearly_o then_o we_o import_v and_o consume_v plate_n must_v and_o will_v go_v to_o supply_v it_o as_o on_o the_o contrary_a if_o we_o export_v more_o than_o import_n the_o overbalance_n must_v at_o some_o time_n be_v return_v in_o bullion_n which_o i_o affirm_v to_o be_v truth_n though_o it_o imply_v a_o contradiction_n to_o several_a act_n of_o parliament_n make_v against_o the_o exportation_n of_o bullion_n which_o under_o favour_n signify_v no_o more_o than_o a_o profit_n to_o such_o person_n as_o can_v make_v discovery_n but_o nothing_o of_o good_a to_o the_o common_a interest_n of_o the_o nation_n and_o if_o the_o overbalance_n must_v be_v return_v in_o plate_n bullion_n or_o jewel_n and_o such_o return_n be_v not_o altogether_o convert_v into_o money_n by_o reason_n that_o want_n may_v be_v supply_v by_o land_n in_o manner_n as_o aforesaid_a what_o hurt_n be_v there_o to_o any_o if_o this_o plate_n or_o bullion_n be_v convert_v into_o all_o sort_n of_o dish_n boles_n or_o cup_n or_o as_o in_o mexico_n if_o our_o very_a pot_n and_o kettles_n be_v of_o silver_n it_o be_v our_o own_o be_v and_o will_v be_v as_o valuable_a as_o coin_n and_o as_o great_a a_o reserve_n upon_o all_o occasion_n 3._o a_o three_o objection_n i_o expect_v will_v be_v make_v to_o what_o i_o have_v herein_o grant_v by_o admission_n that_o all_o credit_n take_v up_o in_o bank_n will_v as_o long_o as_o it_o remain_v unballance_v be_v the_o same_o in_o effect_n as_o if_o so_o much_o money_n be_v new_o coin_v and_o disperse_v abroad_o in_o current_a payment_n which_o great_a plenty_n of_o money_n must_v as_o some_o will_v suppose_v by_o consequence_n cause_v all_o commodity_n to_o rise_v in_o price_n or_o value_v according_o to_o this_o i_o answer_v that_o although_o where_o much_o money_n be_v current_a all_o provision_n be_v usual_o dear_a yet_o money_n be_v not_o the_o cause_n of_o it_o otherwise_o then_o as_o it_o be_v the_o cause_n of_o the_o increase_n of_o trade_n for_o where_o any_o place_n or_o kingdom_n abound_v in_o money_n and_o riches_n it_o be_v observable_a commerce_n and_o trade_n there_o best_a flourish_n and_o without_o it_o be_v the_o best_a merchant_n in_o esteem_n nothing_o so_o that_o money_n beget_v trade_n and_o trade_n wealth_n and_o riches_n which_o where_o they_o increase_v solomon_n tell_v we_o those_o be_v increase_v that_o eat_v they_o by_o which_o it_o appear_v the_o rise_n of_o provision_n be_v accidental_a either_o by_o the_o situation_n of_o the_o place_n scarcenesse_n or_o plentifulness_n of_o commodity_n and_o number_n or_o concourse_n of_o people_n which_o be_v innumerable_o get_v together_o in_o a_o place_n of_o trade_n as_o in_o london_n make_v thing_n dear_a than_o in_o cardiganshire_n in_o wales_n not_o so_o populous_a and_o as_o cardiganshire_n stand_v in_o a_o more_o barren_a soil_n than_o london_n if_o london_n be_v remove_v in_o case_n it_o be_v possible_a thither_o her_o provision_n will_v be_v dear_a than_o now_o they_o be_v though_o her_o stock_n in_o money_n be_v the_o same_o true_a it_o be_v that_o the_o price_n rise_v or_o fall_v the_o standard_n or_o extrinsic_a value_n or_o denomination_n of_o coin_n will_v cause_v all_o commodity_n to_o rise_v or_o fall_v according_o in_o the_o country_n or_o place_n where_o it_o be_v do_v but_o the_o intrinsic_a value_n or_o real_a worth_n stand_v still_o the_o same_o both_o in_o itself_o and_o in_o esteem_n with_o other_o nation_n for_o both_o gold_n and_o silver_n be_v of_o so_o know_v and_o approve_a value_n by_o weight_n and_o fineness_n throughout_o the_o world_n that_o if_o it_o be_v possible_a for_o one_o country_n or_o kingdom_n to_o convert_v their_o very_a iron_n or_o brass_n into_o either_o of_o those_o metal_n yet_o in_o respect_n of_o the_o use_n that_o be_v and_o will_v be_v make_v thereof_o throughout_o the_o whole_a universe_n it_o will_v not_o at_o all_o vary_v or_o alter_v the_o intrinsic_a value_n thereof_o or_o give_v it_o any_o disproportion_n to_o the_o value_n before_o usual_o current_a upon_o good_n and_o commodity_n for_o unless_o it_o be_v allow_v that_o a_o plenty_n of_o money_n in_o england_n will_v raise_v the_o value_n of_o commodity_n in_o france_n spain_n and_o other_o country_n which_o i_o know_v no_o man_n will_v affirm_v it_o can_v be_v no_o argument_n that_o it_o will_v raise_v the_o price_n of_o commodity_n here_o since_o god_n have_v ordain_v one_o country_n and_o place_n to_o help_v another_o and_o raise_v up_o
let_v out_o their_o money_n at_o three_o per_fw-la cent_n as_o they_o must_v do_v or_o none_o will_v take_v it_o since_o at_o the_o bank_n credit_n which_o be_v as_o good_a will_v be_v have_v at_o that_o rate_n it_o will_v certain_o bring_v in_o a_o vast_a yearly_a revenue_n to_o his_o majesty_n by_o the_o sum_n take_v up_o at_o present_a from_o scrivener_n usurer_n at_o prottomree_a from_o broker_n and_o other_o which_o be_v as_o innumerable_a as_o impossible_a to_o be_v compute_v at_o a_o certainty_n all_o which_o in_o a_o instant_n upon_o the_o establishment_n of_o such_o bank_n will_v transfer_v themselves_o thither_o and_o for_o all_o such_o sum_n take_v up_o will_v produce_v a_o clear_a yearly_a profit_n of_o three_o in_o the_o hundred_o to_o his_o majesty_n a_o second_o advantage_n will_v be_v by_o those_o that_o now_o deal_v for_o time_n who_o will_v then_o get_v credit_n in_o bank_n and_o pay_v ready_a money_n for_o their_o commodity_n consider_v that_o no_o man_n can_v buy_v any_o good_n for_o time_n but_o shall_v pay_v more_o than_o double_a the_o interest_n at_o three_o per_fw-la cent_n for_o the_o forbearance_n upon_o which_o more_o than_o two_o three_o part_n of_o the_o trade_n of_o the_o nation_n be_v now_o drive_v and_o whereby_o more_o than_o many_o person_n make_v bad_a debt_n with_o other_o inconvenience_n already_o speak_v of_o which_o will_v be_v by_o these_o bank_n of_o credit_n prevent_v and_o a_o great_a yearly_a revenue_n also_o thereby_o come_v in_o to_o his_o majesty_n treasury_n the_o three_o accommodation_n will_v be_v to_o all_o merchant_n that_o be_v constrain_v to_o keep_v unvendable_a good_n by_o they_o as_o a_o dead_a stock_n upon_o their_o hand_n who_o will_v then_o take_v up_o credit_n in_o bank_n thereupon_o to_o continue_v their_o trade_n since_o they_o can_v trade_v the_o while_n for_o want_v of_o ready_a money_n or_o perhaps_o credit_v but_o if_o by_o deposit_v of_o their_o good_n in_o bank_n they_o may_v there_o have_v credit_n as_o other_o have_v such_o will_v be_v present_o deal_v again_o and_o a_o much_o vast_a trade_n be_v drive_v then_o now_o there_o be_v whereby_o will_v also_o come_v in_o a_o great_a yearly_a revenue_n to_o his_o majesty_n the_o four_o and_o last_o advantage_n will_v be_v by_o the_o remittance_n of_o money_n or_o by_o imaginary_a money_n from_o one_o place_n to_o another_o which_o when_o know_v to_o be_v at_o so_o easy_a a_o rate_n by_o exchange_n for_o ten_o shilling_n in_o a_o hundred_o pound_n no_o person_n will_v adventure_v to_o carry_v any_o sum_n considerable_a though_o but_o a_o day_n journey_n consider_v the_o have_v it_o in_o bank_n will_v be_v esteem_v worth_n so_o much_o as_o be_v pay_v for_o remittance_n better_o than_o if_o keep_v in_o specie_fw-la and_o will_v also_o bring_v in_o a_o considerable_a profit_n to_o his_o majesty_n yearly_o now_o then_o consider_v whether_o the_o interest_n of_o all_o money_n at_o present_a take_v up_o upon_o any_o kind_n of_o usury_n whatsoever_o together_o with_o what_o will_v be_v take_v up_o to_o prevent_v the_o buy_n good_n upon_o trust_n and_o by_o such_o as_o keep_v a_o dead_a stock_n in_o good_n upon_o their_o hand_n will_v not_o at_o three_o per_fw-la cent_n per_fw-la ann_n with_o the_o advantage_n by_o remittance_n amount_v unto_o two_o million_o yearly_a it_o be_v the_o opinion_n of_o some_o ingenuous_a person_n that_o it_o will_v amount_v to_o more_o and_o be_v also_o improvable_a proportionable_o to_o the_o increase_n of_o trade_n but_o for_o that_o no_o exact_a account_n can_v be_v take_v thereof_o or_o computation_n make_v but_o upon_o ground_n more_o reasonable_a than_o certain_a i_o submit_v it_o also_o to_o the_o ingenuous_a reader_n as_o i_o shall_v likewise_o whether_o this_o revenue_n will_v not_o come_v in_o by_o the_o ease_n of_o the_o people_n it_o be_v most_o sure_a that_o it_o be_v easy_a for_o any_o man_n to_o pay_v three_o per_fw-la cent_n then_o six_o for_o interest_n money_n that_o money_n will_v be_v have_v at_o less_o trouble_n and_o charge_n in_o the_o procure_n and_o that_o none_o will_v be_v compel_v to_o use_v the_o bank_n but_o such_o as_o do_v find_v it_o to_o be_v both_o for_o their_o ease_n and_o accommodation_n to_o what_o i_o speak_v of_o a_o general_a benefit_n perhaps_o some_o will_v object_v that_o trade_v merchant_n who_o usual_o have_v little_a land_n or_o it_o may_v be_v none_o at_o all_o yet_o by_o their_o credit_n and_o stock_n keep_v on_o a_o trade_n to_o the_o advantage_n of_o the_o public_a interest_n will_v reap_v no_o benefit_n hereby_o but_o rather_o a_o loss_n since_o they_o shall_v not_o now_o be_v credit_v as_o those_o of_o land_n will_n to_o which_o i_o answer_v that_o such_o be_v not_o the_o general_a interest_n neither_o be_v any_o other_o particular_a body_n or_o corporation_n whatsoever_o a_o competent_a weight_n to_o sway_v the_o balance_n or_o stand_v in_o competition_n with_o or_o against_o a_o national_a concernment_n and_o yet_o i_o can_v see_v wherein_o such_o merchant_n will_v be_v at_o the_o least_o disadvantage_n for_o sure_o no_o man_n will_v lend_v they_o money_n upon_o security_n at_o present_a without_o some_o other_o bind_v with_o they_o and_o if_o security_n be_v to_o be_v have_v that_o will_v stand_v bind_v to_o another_o why_o not_o as_o soon_o to_o the_o bank_n that_o take_v no_o notice_n who_o have_v the_o credit_n so_o there_o be_v some_o estate_n as_o a_o valuable_a pledge_n to_o answer_v the_o credit_n and_o interest_n and_o for_o what_o estate_n such_o merchant_n now_o have_v either_o in_o good_n or_o money_n it_o will_v always_o be_v of_o the_o same_o value_n as_o at_o present_a and_o as_o well_o to_o be_v employ_v in_o trade_n or_o any_o other_o way_n whatsoever_o and_o not_o only_o so_o but_o better_a also_o by_o so_o much_o as_o the_o good_n and_o personal_a estate_n of_o such_o may_v be_v upon_o occasion_n deposit_v at_o the_o bank_n or_o lumber_n to_o be_v provide_v for_o 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